Hinduja Leyland Finance Unlisted Shares
As a Non-Banking Financial Company (NBFC) under the Hinduja Group, Hinduja Leyland Finance (HLF) offers asset-backed lending, home loans, and car financing along with other specialized financial solutions. With more than 1,550 outlets in 21 states and 3 union territories, HLF has a strong presence thanks to its solid IT infrastructure and customer-focused philosophy.
Business Divisions Vehicle Financing: This division's primary business is providing loans for construction equipment, two-wheelers, tractors, and commercial vehicles.
Loan Against Property (LAP): Credit given out in exchange for real estate as security to cover a range of expenses.
Portfolio Buyouts & Housing Finance: Through its subsidiary, Hinduja Housing Finance Limited, it purchases pre-existing loan portfolios and offers loans for affordable housing.
Important Financial Details
Revenue Growth: Interest income increased from ₹3,113 Cr to ₹4,010 Cr, a 29% YoY increase.
Profit After Tax: PAT showed solid bottom-line growth, growing 30% year over year to ₹636 Cr.
EPS Growth: By increasing earnings per share from ₹9.14 to ₹11.88, shareholder value increased.
Asset Quality: A decrease in net non-performing assets (NPA) from 3.34% to 2.7% indicates a stronger portfolio.
ROE Improvement: Better efficiency was indicated by the return on equity, which rose from 8.74% to 9.34%.
Book Value Growth: From 104.63 to 127.25, the book value per share increased.
Strength of the balance sheet: Total assets increased 38% year over year to ₹44,877 Cr, demonstrating the scalability of the business.